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Electric vehicle charging at home in a suburban driveway at dusk

EV vs Gas vs Hybrid: What Does It Actually Cost?

GearUp Insights builds original cost comparison tables for U.S. drivers — covering purchase price, fuel, maintenance, insurance, and depreciation — so you can see the real 5-year numbers before you buy.

Cost per mile, compared

Calculated by GearUp using EIA Electric Power Monthly and AAA, August 13, 2026 — the same data the Charging Cost Calculator uses.

Home charging: 5.3¢/mi

Public DC fast charging: 12.0¢/mi

Gas (30 mpg): 13.6¢/mi

EIA grid average: $0.18/kWh

AAA gas average: $4.07/gal

Run the numbers

Skip the national averages and plug in your own numbers with our interactive calculators: EV charging cost, EV vs hybrid 5-year cost, depreciation, battery replacement risk, and the combined vehicle decision summary.

Charging Cost Calculator — Compare home vs. public EV charging cost with your own rates and mileage. ($66/mo)

EV vs Hybrid Calculator — Find your personal break-even mileage between an EV and a hybrid. (Hybrid saves $10,828)

Depreciation Calculator — Estimate 5-year resale value by vehicle category and holding period. (43% retained)

Battery Risk Calculator — Estimate your EV battery's state of health and replacement risk tier. (95% SOH)

2026 EV Cost Comparisons and Tax Updates

Start with the 2026 guides and calculator below for five-year ownership comparisons, current federal tax-credit status, and model-specific Chevy rules.

Browse 2026 EV and hybrid cost guides

Compare EV vs hybrid ownership costs over 5 years

Check which EV incentives remain in 2026

Check Chevy EV tax rules by model

Calculate your EV vs hybrid break-even mileage

Latest Articles

Cost comparisons, calculators, and buying guides for U.S. drivers choosing between EVs, hybrids, and gas cars.

Recent posts

How Much Does Public EV Charging Really Cost in the U.S. in 2026? — Public fast-charging prices vary by station, network, plan, and time. GearUp converts the posted rate into cost per 100 miles and compares it with home charging and gasoline.
Qmerit EV Charger Installation Cost in 2026: What You’ll Actually Pay — Qmerit prices Level 2 home charger installs at $749–$2,500 in 2026. GearUp verifies the official numbers, then calculates total project cost and the home-vs-public break-even for three real scenarios.
EV Electric Bill: 50-State Home Charging Cost Index — Compare modeled home charging costs across all 50 states using EIA July 2026 residential rates, with monthly and annual costs and a formula for your own bill.
Is a Level 2 Charger Worth It? The Break-Even Math for 2026 — Level 1 to Level 2 does not change your electricity rate. A Level 2 charger only pays back through the public charging it replaces — and how much you replace decides whether it ever breaks even.
Mercedes EV Tax Credit 2026: The Reversal Nobody Expected — The federal EV credit is gone. But Mercedes builds its electric SUVs in Alabama, which clears a test Chevrolet's Mexican-built EVs fail. Your income is the catch.
Chevy EV Tax Credit 2026: Why Your Equinox EV Doesn't Qualify — The federal EV credit is gone, and the Chevy EVs most people actually buy are built in Mexico — which costs them the one federal break that replaced it.
Toyota EV Tax Credit 2026: What's Actually Left — The federal EV credit ended in 2025, and Toyota's electric SUVs miss the one federal break that replaced it. Here's what a 2026 bZ really costs.
Is Buying an EV Still Worth It Now That the Tax Credit Is Gone? — No federal credit, and EVs depreciate faster than gas or hybrid cars. Here's the real 3-year resale math on a $42,000 EV, and who should still consider one.
Phoenix vs. Seattle: How Climate Changes Your EV's Battery Risk — Same EV, same mileage, same charging habits — different climate. Here's the real gap between a hot-climate and mild-climate battery, using GearUp's own risk calculator.
How to Check a Used EV's Battery Health Yourself — Most OBD2 scanners can't read EV battery data — including popular ones like BlueDriver. Here's the Bluetooth dongle and app combo that actually works, and what a healthy reading looks like.

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